Quick Answer: Why Was My MoneyGram Transfer Declined?

Can I transfer money from MoneyGram to my bank account?

MoneyGram allows you to send money directly to a bank account or mobile wallet in select countries.

To find out if you can send money to your receiver’s bank account or mobile wallet, start sending money or estimate fees from the home page, and select “Account Deposit” as your receive option..

How do I unblock my MoneyGram account?

How do I unlock my MoneyGram profile? To unlock your online profile, click or tap “Log In” on our website or app. Then, select “Forgot Password?” toward the bottom of the screen. You’ll be prompted to enter the email address associated with your profile.

How much does it cost to send $100 through MoneyGram?

Western Union vs. MoneyGram Money TransfersDestination/ServiceWestern Union $100MoneyGram $100United States (New York or California)$9$7.99Australia$11$10Brazil (Sao Paulo)$6$5Canada (Toronto)$7.99$7.996 more rows•Sep 11, 2018

How much does MoneyGram charge to send $200?

How Much Does MoneyGram Charge to Send $200? Fees vary. Within the United States, for example, MoneyGram charges $1.99 to transfer $200 from a sender’s online bank account to a recipient’s debit card.

How do I get money back from a money order I didn’t use?

Take it to the Bank If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

How do I speak to a MoneyGram representative?

Ways to contact usVisit our frequently asked questions for answers to common questions.Call: 800-269-4556.Email: customerservice@moneygram.com.Complete the form below.

What’s the minimum you can send through MoneyGram?

When sending online with MoneyGram, your transfer is limited to $10,000 per transaction. There is also a $10,000 per month limit. When you need to send more you can do so in-person from a MoneyGram agent location. High fees.

Can a MoneyGram transfer be Cancelled?

There are multiple ways to cancel a money transfer: If you sent the transaction online and you have a profile, log in to your profile and find the transaction in your transaction history. There is an option to cancel it on the Transaction Details page.

What is the maximum amount of money you can receive through MoneyGram?

MoneyGram caps transfers at $899.99, for a maximum of $3,000 in a 30-day period.

How long does MoneyGram hold money?

for 90 daysMoneyGram agent locations will hold the funds from money transfers for 90 days, according to MoneyGram’s terms of use. After 90 days, the transfer will expire, and the intended recipient will not be able to pick up the money.

Are money orders traceable?

A money order is not a check, and it’s harder to trace one; keep your receipt until you are sure the order has been received and cashed. … This information should always be kept until the purchaser is certain the money order has cleared. Without a receipt, tracing a money order can be difficult or even impossible.

Can a money order be cashed if not signed?

Legally, a purchaser’s signature is not required for a money order to be negotiable since it has been already paid for in cash. The named payee must sign in order to receive the cash.

Can you get scammed with MoneyGram?

Money wiring companies like MoneyGram and Western Union have also known that scammers have people wire money using their services. … That money will eventually go back to people who wired – and lost – money to a scammer through MoneyGram starting in 2013. (There will be a date range for eligible refund requests.

How do I cancel a money order and get money back?

When you submit your cancellation form, you can either request a replacement money order or a refund of the purchase price. The replacement process can take up to 60 days, so if you’re using the money order to make an urgent payment, you should probably consider sending another.

Can you return a money order to the post office?

Requesting a Refund Take your money order receipt to any Post Office location. Talk to a retail associate at the counter to start a Money Order Inquiry. After starting the inquiry, you will be able to check the status of your money order and inquiry progress by visiting the Money Orders Application.

Why do MoneyGram put money on hold?

Software system identifies transactions at high risk for being fraudulent; Since May 2010 MoneyGram has protected customers from losing approximately $22.5 million in fraud. … MoneyGram can then put the transaction on hold, contact the original sender, and if needed, stop the fraudulent transaction from being received.

Why was my money order declined?

Because money orders are prepaid, they can’t be rejected for insufficient funds and aren’t subject to the fees that come with bouncing a check. Some businesses or people may accept money orders but not personal checks because they don’t want to bother with the risk of a bad check.

Can you cash your own money order?

You can take the money order to your bank, credit union, grocery store, and some retail stores. Review our full list of where to cash a money order in the section below.

What if I lost my money order receipt?

Complete the Money Order Research Request form if your money order or receipt has been misplaced, lost or stolen and you have no receipt. You can download this form from the Western Union website. Provide your name, address, amount, purchase location and date and payee name.

Do you need the receipt to cash a money order?

The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. Your name on the money order must match the name on your identification exactly.

How long does MoneyGram take to transfer to bank account?

The money is typically ready for pick up in as little as 10 minutes after the transfer is submitted subject to agent operating hours, and compliance with regulatory requirements. Available in all countries. Account Deposit: You can send money directly to your receiver’s bank account.