Quick Answer: Is Top Cash Back Legit?

Is Top cashback free?

TopCashback is completely free to join.

If you opt for a Classic account, then the site will be completely free for you to use as well.

If you opt for a Plus account, then we will deduct a £5 annual admin fee from your Earnings in return for a range of added features and benefits..

Are Cash Back rewards worth it?

Are Cash-Back Credit Cards Worth It? … According to a recent article on Mint.com, “In Rewards Cards’ Terms, How Much Really Is 5% Back?,” the answer is a resounding, “No.” Cash-back programs offer to pay back credit card users a certain percentage of their spending, usually 1-5%.

What is 5% cash back?

If you maximize your spending in your chosen 5% rewards categories, you could potentially earn $100 cash back each quarter on top of the unlimited 2% cash back you earn on either grocery store, gas station or restaurant spending, plus 1% in all the other categories.

Can you withdraw money from TopCashback?

TopCashback FAQs and Help How do I receive my cashback payout? Once your transaction has become payable you have the option to withdraw the cashback via BACS, PayPal & Avios Points. Alternatively, you can transfer your payable cashback in to Reward Wallet and gain access to a wide range of gift cards and prepaid cards.

Which cashback site is best?

Best cashback sites 2020TopCashback. TopCashback is definitely one of the best sites out there, if not the best. … Quidco. Quidco. … Swagbucks. Swagbucks is a site leaning a bit more on the side of a rewards site than purely cashback. … Boom25.

How do you get your money from TopCashback?

How do I make a payout to withdraw my cashback? Providing you have some transactions which have become ‘Payable’, you can request a payout at any time. To request a payout please go to the Payout section of your account and select your preferred payout option.

What is the best cashback app?

Here are the top reward and cashback apps:MyPoints. … Swagbucks. … Bitwalking. … Belly. … Fronto. … Cosign. If you’re the type of person who is always sharing on social media, Cosign is the app for you. … iBotta. iBotta consistently scores well with savvy savers. … Shopkick. Shopkick allows you to earn points in-store and online.More items…•

Who pays for cash back?

When merchants accept payment via credit card, they are required to pay a percentage of the transaction amount as a fee to the credit card company. If the cardholder has a participating cash back rewards program, the credit card issuer simply shares some of the merchant fees with the consumer.

Is it better to get cash back or points?

Cash back is flexible and easy to redeem. Points or miles dangle the possibility of a paid-for vacation and, sometimes, a higher reward value per dollar spent. Nowadays, some cards let you redeem rewards for cash or travel at the same value. … “If you don’t want to work at it, cash back is the easy decision.

How long does it take to get cash back from TopCashback?

between 6-8 weeksTopCashback FAQs and Help TopCashback Compare cashback usually takes between 6-8 weeks to appear on your account so don’t be alarmed if it isn’t showing within 7 days. Why isn’t there an exact cashback amount on the TopCashback Compare merchant pages?

Does top cash back work?

It’s really simple. Every time you click through and purchase something from one of the 4,000 major retailers featured on TopCashback, the retailer pays us a commission for referring you to their website. We pass 100% of this commission back to you as ‘cashback’.

Do you have to pay back cash back rewards?

Percentage-wise, credit card cash-back programs are usually limited to 1% rewards on the low-end and 5% on the high-end. Cash-back rewards come with no annual fees, and often come with incentivized sign-up bonuses of $100 or more to get you to sign up for the card.

Who owns top cashback?

TopCashbackTypePrivateFounderOliver Ragg & Michael Tomkins (Co-founders)HeadquartersStafford, England, United KingdomProductsOnline Retail Cashback ProgramParentTop Online Partners Group Ltd.4 more rows

What stores give the most cash back?

Stores That Give the Most Cash Back ($100+)Kroger. Note: While Kroger has a high cash-back limit, it charges fees of $0.50 to $3.50 for cash-back transactions. … Shoppers Food Warehouse. Accepted payment methods for cash back: Debit card. … Save Mart Supermarkets / S-Mart. … Ralphs. … Safeway. … Albertsons. … Food Lion. … Vons.More items…•

How long does it take to get your money from TopCashback?

After you have sent the image of your receipt to us, the cashback amount will track to your account Earnings at pending status within 1 hour. It can then take up to 30 days for the cashback to be approved and made payable (the point at which you can withdraw your cashback).