Quick Answer: Can I Use Same Mobile Number For Two Bank Accounts?

Can two bank accounts have the same mobile number?

Yes, for internet banking (OTP), one number can be used for any number of bank accounts.

However for UPI (BHIM, Paytm Google pay, etc where the ID is the mobile number, one number one account.

you cannot have two Paytm accounts with same number..

Is it bad to have 2 checking accounts?

The number of bank accounts you really need is up to your personal spending, but traditionally, just two accounts – checking and savings – will do. … In my experience, most people tend to get a checking and a savings account. You can also add an account that saves you ATM fees and another for foreign transactions.

Is UPI and Bhim UPI same?

UPI is the platform while BHIM is a separate mobile wallet app, similar to Paytm, Mobikwik, Freecharge and others. … Coming to the BHIM app, it’s a unified app based on UPI which can be synced to any of the UPI-enabled bank accounts. However, only one UPI-enabled account can be added to BHIM and not multiple.

How do I know my UPI ID?

To find your UPI ID:Open Google Pay .In the top right, tap your photo.Tap Bank account.Tap the bank account whose UPI ID you want to view.You will find the associated UPI ID under “UPI IDs”.

Can you have 2 bank accounts with the same bank?

You can have as many bank accounts as you like, from banks that are willing to let you open one. And having more than one bank account can be worth it for some people. Be aware, though, that opening an additional bank account isn’t the same as switching bank accounts.

How can I know my mobile number linked to bank account?

Click on the first tab on top panel – ‘My Accounts & Profile’. Go to ‘Profile’ on the next page. Click on ‘Personal Details’ link. Display Name, Email ID and mobile number registered in internet banking will be displayed.

How can I know the registered mobile number of my bank account?

2# Through SBI Net Banking Login to SBI Internet Banking: https://retail.onlinesbi.com/ After login, click on My Accounts & Profile tab. … In profile section, click on Personal Details/Mobile. Now you can see Mobile number column where you can see last 2-digits of the registered mobile number.

How can I register my mobile number in my bank account?

Here’s how you can register your mobile number by visiting an SBI ATM:Swipe your card and from the menu choose the ‘Registration’ option.Enter your ATM PIN.Select mobile number registration option.Enter the mobile number you want to register. … Re-enter your mobile number and select ‘correct’ option.More items…•

What is multiple customer ID?

Has your bank recently scrapped multiple customer identification (ID) numbers that you had for each of your accounts in the same bank? Most of us have multiple accounts with a single bank, such as your savings account, credit card, Public Provident Fund, deposits account and so on.

Can I change my mobile number in bank account online?

Go to ‘Profile’ tab. Click on ‘Personal Details’ link. Display Name, Email ID and mobile number registered in INB will be displayed. Click on the hyper link ‘Change Mobile Number-Domestic only (Through OTP/ATM/Contact Centre)’.

Can a one mobile number be registered for all the family members different bank accounts?

In other words, for one mobile no. you can have multiple VPA’s. Each VPA can be linked to all the bank accounts or individually to each bank account depending on the functionality of the app. Therefore, mobile no is the center of the universe.

Is UPI ID different for different bank accounts?

Yes, you can have multiple upi handles for the same bank account. Also you can use the same handle for multiple accounts. This feature is in-built into the platform. However, banks can restrict their accounts from being added to others (I know SBI used to do this in the early days of UPI).

Is having two bank accounts a good idea?

Depending on your financial goals, you may find that it makes sense to have more than one bank account. Having multiple bank accounts can make it possible for you to have consistent access to the cash you need for everyday expenses while enjoying the best interest rates available in the marketplace.

Can I have 2 UPI ID?

Absolutely! Like you can have one VPA for multiple bank accounts, you can have multiple VPAs for a single bank account too. For example you can create VPAs on different UPI apps and link your same bank account with all. This way you will get many VPAs for a single bank account.

How many bank accounts can be linked to mobile number?

You can only link one account to your mobile number. You also can have another account linked to an email address.

How many banks should you bank with?

Everyone needs at least one checking account and should consider one savings account too. Couples often maintain a joint checking and savings account for the family’s finances — mortgage payments on one hand, and the emergency fund on the other — while maintaining a separate checking account for personal expenses.

How many bank accounts can be linked to UPI?

Remember, you cannot link your mobile wallet to UPI, only a bank account can be linked to UPI. You can link more than one bank account to UPI. There are three ways to transfer money via UPI – by entering the virtual payment address (VPA) of the receiver, account number and IFSC code or QR code.