Question: What Is 10x Reward Points In HDFC?

How HDFC reward points are calculated?

Every time you swipe your card, reward points will be credited to your rewards account.

On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points.

Spending a set amount of money in a year on your credit card will also attract reward points..

What is reward redemption fee?

A rewards redemption fee of ₹ 99+ Applicable Taxes is debited from your SBI Card account for each redemption request towards delivery and processing charges. Please note, the reward redemption fee + Applicable Taxes would be charged only once in 24 hours irrespective of no. of items redeemed during this period.

What is cash redemption?

Cash back rewards are a type of reward points based on a percentage of purchases with your credit card in select categories, such as dining, department stores, grocery and travel. Typically, credit cards with this feature award cash back at a value of 1 cent.

What is the value of HDFC reward points?

Value of 1 Reward Point in Rupees of All the BanksBank’s NameReward Point NameValue in RupeesHDFC Bank Credit CardReward PointsINR 0.30HDFC Bank Credit CardAll MilesINR 0.50ICICI Bank Credit CardPAYBACK PointsINR 0.25RBL Bank Credit CardReward PointsINR 0.255 more rows

Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. … The amount will be added to your credit card account, which can be used to pay the outstanding principal. You must also remember that for each redemption, the bank charges a fee of Rs. 99.

How does HDFC SmartBuy work?

Purchase on SmartBuy is easy & simple. Choose the product/ service of your choice; enter the mandatory details at the checkout, review the order/ product summary and pay using your HDFC Bank Credit card or Debit Card or Net Banking or PayZapp or other HDFC Bank payment instruments.

Does HDFC debit card have reward points?

Your HDFC Bank Rewards Debit Card entitles you to: A single card that provides benefits / savings across categories like Grocery, Fuel, Pharmacy, Railways and Online. 5% savings on your everyday spends on partner merchants. Enjoy up to 2000* Reward points per month Click here to Know More.

What do you mean by 10x reward points?

For the avoidance of doubt, ’10X Reward Points’ means ten times the reward points that the Cardholder would have otherwise earned on the Eligible Transaction. … 10X Reward Points will be posted in the next statement for the Card from the statement cycle during which the Eligible Transaction was undertaken.

What is HDFC Bank SmartBuy?

SmartBuy is a platform only for display of offers extended by Merchants to HDFC Bank’s Customers, and HDFC Bank is not selling/rendering any of these Products/Services. … If the Customer proceeds from here, any purchase of a Product/Service will only be through the HDFC Bank’s credit/debit cards/net banking facility.

What is HDFC All Miles?

HDFC all miles website is specifically designed for All Miles credit card holders in which they can book airline tickets, hotel reservation, download music and make recharges for their mobiles or DTH using the reward points earned while spending. …

How can I redeem my HDFC reward points for flight?

How do I redeem these Points? You can redeem your points for flight and hotel bookings. Continue the current steps to book Flight or Hotel in HDFC Bank SmartBuy https://offers.smartbuy.hdfcbank.com. Pay partially using Reward Points and balance through Credit Card/ Debit Card/ Netbanking/ Payzapp wallet.

Will HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

How do I use my reward points to book a flight?

In general, though, the process to find and book award travel using miles is simple: Go to the relevant airline’s website. Start searching for flights the way you normally would, entering your origin and destination cities, as well as dates. However, make sure to click the option to use miles/points.

How do you reward points?

Each time your card is swiped for a purchase, you get reward points. Usually, for every Rs 100 to Rs 250 that is charged from the credit card, the cardholder earns one point. Also, the higher the value of your purchase, the more points you earn and vice versa.

What can I do with HDFC credit card reward points?

Claiming reward points is easy with HDFC Bank. Once customers have accumulated 500 points they can redeem it for products, gift vouchers and discounts.