Question: How Can I Change My HDFC Account To Salary Account?

How do I transfer my bank account to another branch?

Steps to transfer account via Net banking/onlineGo to e-service tab.

Click on more.Scroll down to ‘Transfer of Savings Account’Select the account number that you want to transfer.

Next, click on Get Branch Name.

Accept the ‘Terms and Conditions’ and press submit.

This is the fastest mode as compared to offline mode..

Can I transfer bank account online?

How to transfer your SBI account to another branch online. The online transfer process can only be done if your mobile number is registered with the bank and if you have access to Net banking.

What happens if I don’t close my salary account?

If your bank account is no longer useful, best is to close the account. … The bank starts deducting charges for non maintenance of minimum balance. A senior executive of ICICI bank said, “We normally inform the employers in case the salaried account is discontinued due to non credit of salaries.

Can we close bank account online?

You cannot close your bank account online. You need to visit your home branch where you opened the account. So you need to walk into the home branch where you have an account and request them for account closure.

Is there any charges for closing HDFC Bank salary account?

For closure of savings account, an HDFC Bank customer, depending on the nature and tenure of the account, will have to pay a fee of Rs 500 and if the average monthly balance falls below Rs 20,000 in nonurban centres, it will charge Rs 500 a month, according to its website listing various charges effective January 2012.

How can I transfer money to another bank fast?

A wire transfer is one of the fastest ways to transfer money electronically from one person to another through a bank or a nonbank provider such as TransferWise and Western Union. No physical cash is transferred, and it can be done through your bank’s online banking site.

Is switching banks easy?

Switching bank accounts can take anything from fifteen minutes to two days depending on the bank you are with. … For example if you’re just about to apply for a mortgage but you’ve just switched jobs and moved house, it may not be a good idea to switch bank accounts too.

Can we have two salary accounts in same bank?

However, if you are asked to open an account with a different bank at your new workplace, you must choose between closing the previous salary account and maintaining the minimum required balance. Weigh your needs for multiple accounts and act accordingly.

How can I convert my savings account to salary account?

You would need to intimate your employer about your existing Bank details, so that the monthly salary credits are routed through the same account. You would also need to intimate your Bank branch for the required change in employer mapping with the Bank.

Can I convert my salary account to joint account?

A Salary Account is created by the employer. The purpose of the Account is such that it makes sense for the employer to be the one who creates it. … Can a Salary Account have a joint applicant? Yes, parents, spouse, child or sibling can be a joint applicant to an account.

Which account is best for salary?

The following is the list of best 5 salary accounts available in India:Kotak Platina Salary Account.SBI Corporate Salary Package.HDFC Bank Classic Salary Account.Citibank Suvidha Salary Account.Axis Bank Prime Salary Account.

Is it safe to keep money in salary account?

The answer is : YES. Having more than 1 account is always advisable. … If you keep all your money in Salary account, which is having a Debit card and Internet banking facility, there is very high chance of spending more money. So to keep unnecessary expenses in check, you should have more than 1 account.

Can I convert my salary account to zero balance account?

Accounts Topics Also, you would be unable to convert your existing account to a zero balance account. We would advise you to convert the existing salary account to general savings account, with a monthly average balance to be maintained at minimum of Rs. 10,000.00 or as applicable.

Can bank employees see your accounts?

Can a bank employee see your account balance? Yes, they can. You don’t need to worry however. … Also, they have a lot of work to do, so they don’t care.

How can I change my HDFC salary account online?

Transfer account to a different branchGet an account transfer form available at any one of our branches.Complete it and have it signed by all applicants.Submit the form at the branch you want your account transferred to.

Can I close my HDFC salary account online?

It’s not mandatory to visit your home branch only to close your account. You can do it from any branch of HDFC Bank in India. Please note if you are looking for how to close HDFC bank accounts online, it’s not possible.

How do I transfer money to another bank account?

How to transfer money from one bank to another onlineLink the paired accounts. Log in to the first bank’s website or mobile app and select the option for making transfers. … Provide external account information. … Confirm the new account. … Set up transfers.

How long does it take for account transfer?

Transfers typically happen quickly. Generally, domestic bank wires are completed in three days, at most. If transfers occur between accounts at the same financial institution, they can take less than 24 hours. Wire transfers via a non-bank money transfer service may happen within minutes.

How can I transfer money from one bank account to another offline?

In order to make an offline NEFT and RTGS transaction, you can follow the steps given below:Visit the nearest NEFT/ RTGS enabled branch of your bank.Fill up the NEFT/ RTGS fund transfer request form. … Attach a cheque leaf along with the request form for an RTGS transaction.Submit the request form to the bank officials.More items…

Can I deposit cash in salary account?

Yes,deposits can be made in salary account. The bank won’t deny it, if your account is credited with some amount other than your monthly salary. If need arises,you should be able to justify the source of income/deposits i.e. whether you have earned it from somewhere or the money has been gifted by someone.

Can I transfer money from ATM to other bank account?

Funds can be transferred from one debit card to another debit card or one account to another account through ATM.